In Illinois, if you own a business and have even a single employee, you are required to have workers' compensation insurance. However, the high cost of workers' comp coverage results in some small-business owners not purchasing coverage.
When we think of on-the-job injuries, we usually think of catastrophic things like falls at a construction site or an accident at a factory. However, the category of workplace injuries can encompass things like hearing loss from loud noises, diminished eyesight from poor lighting or medical issues that arise from prolonged sitting or typing. You might consider some of these problems just part of the job, but as an employee you have the right to ask for workers' compensation when you're injured at work.
The law in Illinois provides various benefits for employees of organizations that have been injured while at work. But despite the fact that the law is clear as to the details of the compensation to be received by the injured employee, the simple truth is that companies often try to find a way to weasel out of having to pay compensation. In such cases, your best bet would be to hire an injury lawyer to help you fight for your rights in court. The legal process starts with telling your lawyer the complete details regarding the case. Don't try to show yourself in a positive light by lying about the circumstances of the accident.
A workplace injury can range from mildly inconvenient to potentially life-threatening, depending on how quickly you are able to receive medical care. The injury should be reported to your supervisor as soon as possible. Report the incident in writing if you can. Filing a proper report is an essential first step toward receiving compensation benefits from your company. FECA has ruled that an injured worker can select any qualified doctor for treatment.
Do you spend a significant portion of your days working on an assembly line or a production line in a facility such as a chicken processing plant? Then the piercing pain that you felt shooting up your arm from your wrist might be the start of carpal tunnel syndrome rather than a passing cramp. You might have experienced numbness or tingling for months without recognizing it to be the start of a condition that can jeopardize your work performance.
When most people hear "on-the-job injury," they think of a disaster involving machinery or a fall that leads to severe damage. However, an on-the-job injury can also refer to injuries caused by repeated motions or lifting at work. Those who suffer from carpal tunnel, back pain, or other similar conditions because of their job duties can legally seek help and compensation.
Mental health is an often overlooked aspect of workers' compensation, yet, with one in five adults experiencing an anxiety disorder on a yearly basis, it remains as one of the top three reasons for workplace absences today.