Workplace accidents can lead to serious injuries. Workers may have to miss work and undergo medical treatment or rehabilitation.
Workers’ compensation exists to help with the financial toll of such incidents. However, certain actions can harm compensation claims and result in denials or delays.
Not reporting injuries promptly
It is important to notify supervisors or employers as soon as possible after an incident occurs. Failing to report in a timely manner may jeopardize the ability to claim workers’ compensation benefits because the insurer may cast doubts on the timing or cause of the injury.
Not seeking medical attention
Some workers make the mistake of underestimating the severity of their injuries and neglecting to seek immediate medical attention. Regardless of how minor an injury may seem, it is important to get help as fast as possible. Delaying medical attention can exacerbate the condition and create complications. It also gives insurers an arguing point since they may say the injury came later or worsened because of non-work causes.
Not providing enough information
When reporting a workplace injury, workers need to provide thorough and accurate information. Some workers make the mistake of downplaying the details or omitting certain aspects of the incident. This can lead to misunderstandings and delays in receiving appropriate compensation and benefits. They need to be transparent and provide a comprehensive account of the injury, symptoms and all circumstances leading up to its occurrence.
The U.S. Bureau of Labor Statistics reports that there were almost 4 million nonfatal workplace injuries and illnesses recorded in 2022. It is not uncommon to become sick or hurt at work, which is why employers have workers’ compensation insurance. By following the proper process and avoiding deviating from it, workers can improve their chances of obtaining benefits to help with lost wages and medical bills.
