Let’s face it, workers’ compensation is one of the most helpful insurance benefits systems in our society today. Without it, a worker might get hurt and not be able to get the medical care that he or she needs, and/or may have trouble staying financial afloat while recovering from injuries. Workers’ compensation benefits society as a whole as well because it keeps workers healthy and gets them back on the job and contributing to the workforce as quickly as possible.
That said, workers’ compensation benefits are provided by insurance companies, and these insurance companies are not necessarily in the business for our common good. They are for-profit corporations trying to beat out their competition while making the most money they can. Unfortunately, the insurance companies’ motivation to make money could be interfering with your ability to get the workers’ compensation money and benefits that you have a legal right to receive.
Let’s say you’re a 50-something construction worker who fell off a scaffolding and severely injured your back. On the outside, you look healthy and good, but on the inside, you’re suffering from constant sciatic pain running down your legs. The pain is so bad that you can’t even do your job anymore. However, the insurance company tries to say that you’re suffering from a pre-existing condition that doesn’t have anything to do with your fall. As a result, you can’t get a dime of money to pay for your medical care, let alone all the time you have been unable to work and earn a living.
Fortunately, people in this kind of situation can fight back by filing a legal claim for workers’ compensation benefits. If you have been struggling to get the benefits you need, you may want to speak with a workers’ compensation lawyer. At Hannigan & Botha, we have lawyers on staff who are ready to listen to your story and advise you of your legal rights and options.