If you get hurt at work in Illinois, you may qualify for workers’ compensation benefits. These benefits help cover medical expenses and lost wages. Filing a claim correctly ensures you receive the benefits you deserve.
Report the injury to your employer
You must report your injury to your employer as soon as possible. In Illinois, you have 45 days to notify your employer, but reporting it sooner is better. Provide details about how and when the injury happened. If you delay, your employer or insurance company may question the claim’s validity.
Seek medical treatment
After reporting your injury, get medical attention right away. Inform the doctor that your injury is work-related. Your employer’s insurance may require an examination by an approved physician, but you can also choose your own doctor. Keep copies of all medical records and receipts related to your treatment.
File a claim with the Illinois Workers’ Compensation Commission
Filing an Application for Adjustment of Claim with the Illinois Workers’ Compensation Commission (IWCC) officially starts your claim. You must file this form within three years of the injury or within two years of the last workers’ comp payment. Once filed, you will receive a case number and a chance to resolve disputes through mediation or hearings.
Follow up on your claim
Your employer’s insurance company will investigate your claim. They may approve benefits, request additional documentation, or deny the claim. If your claim is denied, you can request a hearing with the IWCC. Keep records of all correspondence and medical expenses in case you need to appeal.
What happens after approval?
If approved, you may receive medical bill coverage, temporary disability payments, or permanent disability benefits, depending on your injury. Payments usually continue until you recover or reach a settlement.
Filing a claim correctly improves your chances of receiving benefits without delays. Take action quickly and stay informed throughout the process.
